14 results

Upgrade

Upgrade Debt Consolidation Loan

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

LendingClub

LendingClub Debt Consolidation Loan

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

SoFi

SoFi Debt Consolidation Loan

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

SoFi offers a approach to debt consolidation with and flexible terms.

Discover

Discover Personal Loans

These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

Upstart

Upstart Debt Consolidation Loans

Borrowers with fair credit looking to consolidate high-interest debt into manageable payments.

Upstart provides a fast and tech-driven solution for debt consolidation, for those with fair credit. However, the high APR range could pose a challenge for long-term borrowers seeking affordable rates.

Rocket Loans

Rocket Loans Debt Consolidation

Borrowers who need fast funding for debt consolidation and value brand reliability

Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.

Wells Fargo

Wells Fargo Debt Consolidation Loan

Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

Payoff

Payoff Debt Consolidation Loan

Borrowers with significant credit card debt who want a structured payoff plan

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

Marcus by Goldman Sachs

Marcus Debt Consolidation Loan

Borrowers with good credit who want a truly fee-free debt consolidation loan

Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.

Avant Personal Loan

Borrowers with fair or poor credit.

Most accessible option for lower credit scores.

Achieve Personal Loan

Couples or co-borrowers wanting joint application discount.

Best for joint applicants seeking lower rates.

Happy Money

Borrowers focused on paying off credit card debt.

Purpose-built for credit card debt payoff with competitive rates.

Best Egg Debt Consolidation Loan

Borrowers who want secured loan options or prefer direct creditor payment.

Strong choice for borrowers wanting secured loan options or direct creditor payment.

Prosper Debt Consolidation Loan

Borrowers seeking flexible repayment terms from a proven lending platform.

Well-established lending platform with flexible terms and proven track record. Wide term range gives excellent payment flexibility.