82 results

Upgrade

Upgrade Debt Consolidation Loan

This loan is ideal for fair-credit borrowers looking to manage multiple debts with .

Upgrade's debt consolidation loan offers flexible terms and rate discounts, viable choice for many borrowers.

LendingClub

LendingClub Debt Consolidation Loan

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

SoFi

SoFi Debt Consolidation Loan

This loan is ideal for borrowers with a solid credit score looking to simplify their payments without incurring additional fees.

SoFi offers a approach to debt consolidation with and flexible terms.

NetCredit

NetCredit Personal Loans

This service is best for individuals needing immediate financial assistance and who may have trouble qualifying with other lenders.

NetCredit provides quick access to personal loans, but high APRs make it costly for long-term borrowing.

DCU (Digital Federal Credit Union)

DCU Auto Loan

This loan is best for DCU members seeking a straightforward auto loan with no application fees.

DCU Auto Loan provides competitive rates and flexible terms for borrowers looking to finance a vehicle.

USAA

USAA Auto Loan for Military Families

This loan is best for active military personnel and veterans looking for favorable terms without dealer markups.

USAA Auto Loan provides solid financing options tailored for military families, but borrowers should be prepared for varying APRs.

CarMax Auto Finance

CarMax Auto Finance

This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

Wells Fargo

Wells Fargo Auto Loans

These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

Ally Financial

Ally Auto Finance

Best for individuals seeking financing for new or used vehicles with flexible loan terms from 12 to 84 months.

Ally Auto Finance offers a broad range of loan amounts and competitive APRs, making it a solid choice for many borrowers.

PenFed Credit Union

PenFed Auto Loans

This loan is best for US residents looking for quick approval and a low starting APR for car financing.

PenFed Auto Loans provide competitive rates and flexible terms, making them a solid choice for many borrowers.

Bank of America

Bank of America Auto Loans

This lender is best for those with good credit looking for a reliable and quick auto loan solution.

Bank of America offers a solid option for car loans with competitive rates and easy online application processes.

Chase

Chase Auto Finance

It's best for those with good credit looking for flexible loan amounts between $4,000 and $100,000.

Chase Auto Finance provides competitive rates and quick approvals, making it a solid choice for eligible borrowers.

Navy Federal Credit Union

Navy Federal Auto Loan

This loan is best for military personnel and their families who are looking for low-interest rates on vehicle financing.

Navy Federal's auto loan rates are among the lowest available, making it a strong choice for eligible borrowers.

Achieve

Achieve Personal Loans for Debt Consolidation

This service is best for individuals with good credit looking to consolidate debt with fixed-rate personal loans ranging from $5,000 to $50,000.

Achieve Personal Loans offers competitive rates and a streamlined process for debt consolidation, making it a viable option for qualified borrowers.

Figure

Figure Home Equity Line of Credit

This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

Best Egg

Best Egg Personal Loans

Individuals with a credit score of at least 600 seeking personal loans for debt consolidation or home improvement.

Best Egg provides fast funding, often within a day, solid option for urgent financial needs. However, borrowers should be cautious of the high maximum APR of 35.99%, which could make long-term borrowing costly.

Affirm

Affirm Pay Over Time

This service is best for those seeking interest-free payment options and a straightforward repayment process without hidden fees.

Affirm offers a flexible buy now, pay later solution with transparent terms, making it a viable choice for budget-conscious shoppers.

Better Mortgage

Better Mortgage Refinance

This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

FourLeaf Federal Credit Union

Bethpage Federal Credit Union HELOC

This HELOC is best for borrowers seeking a no-closing-cost option and who prefer interest-only payments during the draw period.

The Bethpage Federal Credit Union HELOC offers competitive rates and flexibility, making it a viable option for homeowners looking to tap into their equity.

LightStream (Truist)

LightStream Auto Loans: Competitive Financing Options

This service is best for borrowers with good credit looking for no-fee, low-interest auto loans ranging from $5,000 to $100,000.

LightStream offers competitive auto loans with flexible borrowing amounts and low fixed rates, making it a strong contender for financing your vehicle.

Wells Fargo

Wells Fargo Personal Loans

Existing Wells Fargo customers with a credit score of 660 or higher who need flexible loan amounts.

Wells Fargo provides competitive loan amounts and fast funding, making it existing customers. However, the minimum credit score requirement of 660 may exclude many potential borrowers.

Alliant Credit Union

Alliant Credit Union Personal Loans

These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

AUTOPAY

Autopay Auto Loans

This service is best for borrowers with a minimum credit score of 580 who are looking to refinance their auto loans and save money.

Autopay offers competitive auto refinancing options with a quick application process, making it a viable choice for those looking to save on monthly payments.

Discover

Discover Personal Loans

These loans are best for individuals looking to consolidate debt, improve their homes, or cover unexpected medical expenses without incurring origination fees.

Discover Personal Loans offer competitive rates and no fees, making them a solid choice for those in need of funding.

Upgrade

Upgrade Personal Loans

This service is ideal for those looking to consolidate debt or finance larger purchases without prepayment penalties.

Upgrade Personal Loans offers flexible borrowing with competitive rates, but be mindful of potential high APRs for lower credit scores.

myAutoloan

myAutoloan Auto Loan

Individuals with good credit looking for on auto loans between $8,000 and $100,000.

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

Avant

Avant Personal Loans

This service is best for individuals looking for quick access to funds for personal expenses, such as medical bills or home improvements.

Avant offers personal loans for those with fair credit, making it a viable option for borrowers with limited credit history.

SoFi

SoFi Student Loan Refinancing

This service is best for individuals with good credit seeking to consolidate their student loans without additional fees and with added member benefits.

SoFi offers competitive refinancing rates and flexible loan terms, making it a strong choice for borrowers looking to manage their student debt effectively.

Oportun

Oportun Personal Loans for Credit Building

This service is ideal for borrowers who are new to credit and need a manageable loan for personal expenses, ranging from $300 to $18,500.

Oportun offers accessible personal loans for those looking to build credit, with flexible terms and no credit history required.

American Express

Kabbage Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

Rocket Mortgage

Rocket Mortgage by Quicken Loans

This service is best for tech-savvy individuals who prefer managing their mortgage application online, as well as those looking for FHA, VA, or conventional loans.

Rocket Mortgage offers a streamlined online application process and quick approvals, making it a convenient choice for homebuyers and those looking to refinance.

Citizens Bank

Citizens Personal Loans

These loans are best for existing Citizens customers looking for reduced rates and individuals seeking amounts between $5,000 and $50,000 without origination fees.

Citizens Personal Loans offer a flexible borrowing range with competitive rates and no origination fees. However, borrowers should weigh the potential downsides before applying.

College Ave

College Ave Student Loans

This loan is ideal for undergraduate and graduate students, as well as parents seeking to cover educational costs with manageable repayment options.

College Ave offers a flexible and competitive solution for financing education, but potential borrowers should be cautious about the variable rates.

Happy Money

Happy Money Personal Loans

This loan is best for individuals seeking to lower their interest rates and improve their financial health through debt consolidation.

Happy Money offers a solid option for consolidating credit card debt, with competitive rates and a focus on customer well-being.

Navy Federal Credit Union

Navy Federal Credit Union Personal Loans

These loans are best for military personnel and their families seeking flexible financing options without origination fees.

Navy Federal Credit Union offers competitive personal loan rates tailored for military members and their families, making it a solid choice for those eligible.

Happy Money

Payoff Credit Card Payoff Loan

This loan is best for individuals with a credit score of 640 or higher who are seeking to simplify their payments and save on interest.

The Payoff Credit Card Payoff Loan is a solid option for those looking to consolidate high-interest credit card debt with lower rates and financial wellness tools.

PenFed Credit Union

PenFed Credit Union Personal Loans

These loans are best for individuals looking for amounts between $600 and $50,000 without any origination fees and a straightforward application process.

PenFed offers competitive personal loans with flexible terms, making it a solid choice for those in need of financing.

Spring EQ

Spring EQ Home Equity Loans

This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

Carvana

Carvana Auto Finance

Individuals with fair to good credit scores looking for flexible financing options for vehicle purchases.

Carvana Auto Finance provides a online experience for purchasing vehicles, especially appealing for those with varied credit histories. However, the high APR range of 6.9% to 27.9% can make it costly for borrowers with less favorable credit.

LendingClub

LendingClub Personal Loan

Individuals with fair credit seeking personal loans for debt consolidation or major purchases.

LendingClub provides a flexible personal loan option with quick funding, but the high APR range may deter those with poorer credit. Be mindful of the potential for high rates if your credit score is on the lower end.

Capital One

Capital One Auto Finance

Individuals with a good credit score looking for flexible auto financing options.

Capital One Auto Finance offers a user-friendly pre-qualification process that won't affect your credit score, making it prospective car buyers. However, be aware that their APR can reach up to 14.99%, which may be high for some.

Sallie Mae

Sallie Mae Student Loans

These loans are ideal for undergraduate, graduate, and career training students looking for varied repayment options.

Sallie Mae offers a flexible range of private student loans with competitive rates, making it a solid choice for many borrowers.

Upstart

Upstart Debt Consolidation Loans

Borrowers with fair credit looking to consolidate high-interest debt into manageable payments.

Upstart provides a fast and tech-driven solution for debt consolidation, for those with fair credit. However, the high APR range could pose a challenge for long-term borrowers seeking affordable rates.

Earnest

Earnest Student Loan Refinance

This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.

LightStream

LightStream Personal Loan

This loan is best for borrowers who need larger amounts ($5,000 to $100,000) and prefer long repayment terms of up to 20 years.

LightStream offers competitive personal loan rates with flexible amounts and terms, making it a strong choice for those with excellent credit.

Rocket Mortgage

Rocket Mortgage Review: America's Largest Lender

It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

Prosper

Prosper Personal Loan

Individuals with fair credit scores (600+) looking for personal loans between $2,000 and $50,000.

Prosper Personal Loans provide a wide borrowing range, but their APR can reach up to 35.99%, making them costly for some borrowers. This option suits those with fair credit needing quick access to funds.

Better Mortgage

Better Mortgage: A Transparent Lending Experience

This service is best for homebuyers and homeowners looking to refinance without hidden fees or complicated processes.

Better Mortgage offers a straightforward, commission-free approach to securing a mortgage, ideal for those seeking simplicity and clarity in the lending process.

SoFi

SoFi Personal Loan

This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.

SoFi offers a flexible and competitive personal loan option, especially for those with good credit. Its no-fee structure and unemployment protection are noteworthy advantages.

PenFed Credit Union

PenFed Credit Union Personal Loan

Military members and veterans seeking some of the lowest personal loan APRs available, though open to all Americans.

Exceptional APRs from a military-rooted credit union — open to everyone but especially compelling for veterans.

Navy Federal Credit Union

Navy Federal Credit Union Personal Loan

Veterans and military families who want competitive rates, flexible loan amounts, and zero-fee personal loans.

Best-in-class military personal loans with massive range, zero fees, and standout Career Kickoff option.

Rocket Loans

Rocket Loans Debt Consolidation

Borrowers who need fast funding for debt consolidation and value brand reliability

Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.

Wells Fargo

Wells Fargo Debt Consolidation Loan

Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

Payoff

Payoff Debt Consolidation Loan

Borrowers with significant credit card debt who want a structured payoff plan

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

Marcus by Goldman Sachs

Marcus Debt Consolidation Loan

Borrowers with good credit who want a truly fee-free debt consolidation loan

Marcus stands out for its true no-fee structure — no origination fee, no prepayment penalty, no late fees on first missed payment. Backed by Goldman Sachs.

CommonBond

CommonBond Student Loan Refinance

Borrowers who want competitive rates and care about social impact

CommonBond combines competitive refinance rates with a social mission — each loan funds education for a student in need. Rates start at 4.44% for well-qualified borrowers.

Citizens Bank

Citizens Bank Student Loan Refinance

Existing Citizens Bank customers or borrowers with high student loan balances ($100K+)

Citizens Bank is one of the few top-20 banks offering competitive student loan refinancing. Loyalty discount (0.25%) for existing customers and one of the highest max amounts ($500K).

ELFI

ELFI Student Loan Refinance

Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service

ELFI consistently ranks among the lowest APRs for student loan refinancing. Each borrower gets a dedicated personal loan advisor — rare in the fintech space.

Laurel Road

Laurel Road Student Loan Refinance

Healthcare professionals (doctors, nurses, dentists) refinancing student loans

Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.

Splash Financial

Splash Financial Student Loan Refinance

Borrowers who want to compare multiple refinance offers without multiple applications

Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.

Achieve

Achieve Personal Loan

Immigrants with SSN and established credit (620+) looking for larger loan amounts

Achieve offers larger amounts with competitive starting rates. Requires SSN and 620+ score, so better suited for immigrants who have been in the US for at least a year.

LendingPoint

LendingPoint Personal Loan

Immigrants with SSN and work authorization but limited US credit history

LendingPoint serves fair-credit borrowers with a broader underwriting model. Requires SSN but accepts thin credit files common among new immigrants with work authorization.

OneMain Financial

OneMain Financial Personal Loan

Immigrants needing larger loan amounts ($5,000+) who can visit a branch in person

Larger loan amounts than most ITIN-friendly lenders, with APR starting at 11.99%. In-branch application may be required for ITIN holders, but the 1,300+ branch network makes it accessible.

Self Financial

Self Credit Builder Loan

Immigrants who need to establish a US credit history from scratch before applying for traditional loans or credit cards

Not a traditional loan — Self holds the funds in a CD while you make payments that get reported to all three credit bureaus. It's specifically designed for people building credit from zero, which is the exact situation most immigrants face upon arrival.

PNC

PNC Personal Loan

Immigrants who prefer a major bank and have passport or ITIN but no SSN, especially for moderate loan amounts

PNC accepts the broadest range of identification — SSN, ITIN, or passport — making it one of the most accessible major bank options for immigrants. No origination fee keeps costs transparent, though funding takes longer than fintech alternatives.

Alliant Credit Union

Alliant Credit Union Personal Loan

Immigrants with ITIN who want predictable, low-cost borrowing from a credit union with open membership

Alliant stands out with the tightest APR range of any immigrant-friendly lender (8.74-11.74%), meaning even borrowers with less-than-perfect credit won't get crushed by rates. Anyone can join through the Alliant Foundation. ITIN accepted.

Happen Bank

Happen Bank Personal Loan

Immigrants who have a US-based cosigner or spouse willing to co-borrow, or permanent residents with established banking relationships

Happen Bank's key advantage for immigrants is the co-borrower option. A US citizen or permanent resident co-borrower can dramatically improve approval odds and lower rates for newcomers building credit. The direct credit card payoff feature also helps with debt consolidation.

Upstart

Upstart Personal Loan

Educated immigrants with professional employment but thin US credit history who can benefit from non-traditional underwriting

Upstart's AI model considers education, employment history, and other non-traditional data alongside credit score. This can benefit immigrants who have strong professional backgrounds but limited US credit history — the algorithm may give you credit for factors traditional lenders ignore.

Wells Fargo

Wells Fargo Personal Loan

Existing Wells Fargo customers who have an ITIN and at least fair credit

A strong option for immigrants who already bank with Wells Fargo. The ITIN acceptance sets it apart from most big banks, and the 6.74% floor APR with zero origination fee is hard to beat. The catch: you must be an existing customer.

Oportun

Oportun Personal Loan

Recent immigrants with no SSN and no US credit history who need a small loan and want to start building credit

The most accessible entry point for immigrants without an SSN or credit history. Oportun accepts ITIN and passport identification with no minimum credit score requirement. The trade-off is a high APR (35.95-35.99%) and smaller loan amounts.

Upgrade

Upgrade Personal Loan

Immigrants with fair or bad credit who need flexible approval requirements, or newcomers applying with a US-based cosigner

The best option for immigrants with imperfect credit. Upgrade's 580 minimum credit score is the lowest among major lenders serving non-citizens, and the joint application option lets a creditworthy cosigner strengthen your case.

DCU

DCU Personal Loan

Military members and veterans seeking credit union rates without strict eligibility.

Solid credit union option with broad eligibility including military members.

Armed Forces Bank

Armed Forces Bank Personal Loan

Active duty members who value on-base banking convenience.

Convenient on-base banking for service members and veterans.

USAA

USAA Personal Loan

Active duty, veterans, and military families seeking competitive personal loan rates.

Top pick for military families with low rates, high limits, and zero fees.

Avant Personal Loan

Borrowers with fair or poor credit.

Most accessible option for lower credit scores.

Achieve Personal Loan

Couples or co-borrowers wanting joint application discount.

Best for joint applicants seeking lower rates.

Happy Money

Borrowers focused on paying off credit card debt.

Purpose-built for credit card debt payoff with competitive rates.

Best Egg Debt Consolidation Loan

Borrowers who want secured loan options or prefer direct creditor payment.

Strong choice for borrowers wanting secured loan options or direct creditor payment.

Achieve Debt Consolidation Loan

Couples or co-borrowers who benefit from joint loan rate discounts.

Excellent for joint applicants or borrowers who value dedicated human specialists. Low starting APR is highly competitive.

Prosper Debt Consolidation Loan

Borrowers seeking flexible repayment terms from a proven lending platform.

Well-established lending platform with flexible terms and proven track record. Wide term range gives excellent payment flexibility.

BlueVine

BlueVine Business Line of Credit

Best for small businesses with at least two years of operation and strong revenue.

BlueVine’s Business Line of Credit is ideal for established businesses needing quick access to funds, but the $120,000 annual revenue requirement may exclude newer ventures.

OnDeck

OnDeck Business Term Loan

Best for established businesses needing quick cash with good revenue.

OnDeck's fast quick approval is a major advantage for urgent funding needs, but the high minimum APR of 29.9% can make this loan costly for long-term borrowing.