Compare personal loans

KCB Bank

KCB Car Loan

This loan is best for individuals looking to finance up to 90% of a vehicle's value, with flexible repayment options.

KCB Car Loan offers substantial financing options for vehicle buyers, making it a viable choice for many Kenyans.

NCBA Bank

NCBA Bank Personal Loan

This loan is best suited for individuals seeking both traditional and digital lending solutions with a reputable bank.

The NCBA Bank Personal Loan offers competitive rates and flexible options, making it a viable choice for many borrowers.

Stanbic Bank

Stanbic Affordable Housing Loan

This loan is best for first-time homebuyers looking for affordable housing solutions with predictable monthly payments and interest rates.

The Stanbic Affordable Housing Loan offers a competitive fixed rate, making it an attractive option for homebuyers in Kenya. However, potential borrowers should consider their overall financial situation before applying.

MOGO Kenya

MOGO Car Loan Kenya

Individuals looking for flexible car financing options with a decent credit score and a stable income.

MOGO's car loan is appealing for its fast approval and high loan limits, but the interest rates ranging from 18% to 36% can be steep, especially for long-term borrowers.

Ecobank Kenya

Ecobank Kenya Personal Loan

This loan is ideal for individuals looking for flexible repayment options and relatively low interest rates in the Kenyan market.

Ecobank offers competitive personal loan rates, making it a solid option for those seeking financial assistance. However, borrowers should carefully consider the terms and conditions before proceeding.

Watu Gari

Watu Gari Car Finance

This service is best for Kenyan residents looking to buy a car with minimal upfront costs.

Watu Gari provides a solid option for those needing substantial car financing quickly.

Family Bank

Family Bank Personal Loan

This loan is best suited for individuals and businesses in semi-urban and rural Kenya looking for reliable funding options.

The Family Bank Personal Loan offers accessible financing for SMEs and middle-income earners, but its interest rates are higher than average.

Diamond Trust Bank

DTB Car Finance

Kenyan residents with regular income seeking to finance either a new or used vehicle.

DTB Car Finance provides for those looking to finance a vehicle with up to 100% financing for new cars, but the 13% to 17% APR can be steep for longer repayment terms.

KWFT Bank

KWFT Personal Loan for Women Entrepreneurs

This loan is best for women entrepreneurs and salaried employees in need of financial support. KWFT's focus on women sets it apart in Kenya’s microfinance space.

KWFT Personal Loan is a solid choice for women looking to finance their ventures or manage personal expenses. Its targeted approach and extensive branch network make it accessible and practical.

Stanbic Bank Kenya

Stanbic Bank Vehicle Loan

Kenyan citizens or residents with a steady income looking for vehicle financing between KES 500,000 and KES 15,000,000.

With competitive interest rates starting at 13.0%, the Stanbic Bank Vehicle Loan is those looking to finance a vehicle. However, the requirement for insurance and proof of regular income may limit accessibility for some applicants.

KCB Bank

KCB Bank Personal Loan

This loan is best for employed individuals seeking quick access to funds without collateral, especially those with a regular salary.

KCB Bank offers a reliable unsecured personal loan option for salaried individuals, but borrowers should be aware of the associated interest rates.

I&M Bank

I&M Bank Car Loan Kenya

Individuals with stable incomes looking to finance a vehicle costing between KES 500,000 and KES 10,000,000.

I&M Bank's car loan is an attractive option for those needing significant financing, but the 14-18% interest rate can make it costly over the long term. The requirement for a 20% deposit may also deter some potential borrowers.

Equity Bank

Equity Bank Personal Loan

This loan is best for individuals looking for both secured and unsecured options at a lower interest rate, especially following the recent CBK rate cuts.

Equity Bank offers competitive personal loan options with flexible rates and terms, making it a solid choice for many borrowers.

DTB Kenya

DTB Personal Loan

This loan is best for individuals seeking both secured and unsecured options, particularly those who value a trusted bank with a regional presence.

DTB offers competitive personal loan options with flexible terms, making it a solid choice for many borrowers in Kenya.

Standard Chartered Kenya

Standard Chartered Kenya Personal Loan

This loan is best for individuals seeking significant funding without collateral and those wanting the security of retrenchment cover.

The Standard Chartered Kenya Personal Loan offers competitive rates and a flexible repayment period, making it a viable option for many borrowers.

I&M Bank

I&M Bank Personal Loan

This loan is best for existing I&M Bank customers looking for quick access to funds via a user-friendly app.

I&M Bank's personal loan offers a convenient digital application process, appealing to tech-savvy customers. However, the interest rates could be higher compared to other lenders.

Branch

Branch Personal Loan

This loan is ideal for individuals needing immediate cash for personal emergencies or unexpected expenses.

Branch Personal Loan offers quick and flexible financing options, but users should be cautious of varying interest rates.

ABSA Bank Kenya

ABSA Bank Kenya Personal Loan

Ideal for individuals seeking a substantial unsecured loan with a lengthy repayment period and credit life insurance.

ABSA Bank offers competitive personal loan rates with flexible repayment options, making it a viable choice for borrowers in Kenya.

KCB M-PESA

KCB M-PESA Loan

Ideal for individuals needing quick cash with a flexible repayment plan based on their savings and payment history.

The KCB M-PESA loan offers a convenient way to access funds instantly through your mobile phone. However, borrowers should carefully consider the fees and repayment terms.

Zenka

Zenka Personal Loan: Quick Mobile Loans

This loan is ideal for individuals needing fast cash for emergencies or unexpected expenses, especially those familiar with M-PESA transactions.

Zenka offers a convenient way to access personal loans up to KES 200,000 through a user-friendly mobile app. However, potential borrowers should be cautious of the interest rates.