Compare personal loans

Rocket Loans

Rocket Loans Debt Consolidation

Borrowers who need fast funding for debt consolidation and value brand reliability

Rocket Loans (Rocket Companies) excels at speed — same-day funding if approved before 1 PM ET. Competitive for borrowers who need quick access to consolidation funds.

Bank of America

Bank of America Auto Loans

This lender is best for those with good credit looking for a reliable and quick auto loan solution.

Bank of America offers a solid option for car loans with competitive rates and easy online application processes.

Figure

Figure Home Equity Line of Credit

This product is ideal for homeowners looking for quick access to funds for home improvements, debt consolidation, or other major expenses.

Figure's HELOC offers a fast, online application process with competitive rates, but potential borrowers should consider the implications of variable rates.

ELFI

ELFI Student Loan Refinance

Borrowers with good credit (680+) refinancing $10,000+ in student loans who value personalized service

ELFI consistently ranks among the lowest APRs for student loan refinancing. Each borrower gets a dedicated personal loan advisor — rare in the fintech space.

Alliant Credit Union

Alliant Credit Union Personal Loans

These loans are ideal for individuals looking for low-interest rates and no hidden fees, especially if they have a credit score of 640 or higher.

Alliant Credit Union offers competitive personal loans with flexible terms and no origination fees, making them a solid option for borrowers.

American Express

Kabbage Business Line of Credit

This product is best for small businesses looking for immediate access to funds without extensive paperwork. It's particularly suitable for those with a revenue-based qualification process.

Kabbage offers a quick and flexible line of credit for small businesses, with fast funding options. However, borrowers should be aware of the potential costs associated with the monthly fee model.

Wells Fargo

Wells Fargo Debt Consolidation Loan

Existing Wells Fargo customers with good credit and large debt consolidation needs ($25K+)

Wells Fargo offers some of the highest loan amounts ($100K) and lowest APRs (5.74%) for debt consolidation — but the best rates are reserved for existing customers with strong credit.

CarMax Auto Finance

CarMax Auto Finance

This service is best for those looking to finance a used car purchase conveniently through CarMax's extensive inventory.

CarMax Auto Finance offers flexible financing options for used vehicles, but be prepared for potentially high APR rates.

Spring EQ

Spring EQ Home Equity Loans

This option is best for borrowers who want to access up to 95% of their home value quickly and easily through a digital process.

Spring EQ offers competitive home equity loans and HELOCs with flexible borrowing options, making it a solid choice for homeowners looking to leverage their equity.

Laurel Road

Laurel Road Student Loan Refinance

Healthcare professionals (doctors, nurses, dentists) refinancing student loans

Laurel Road (a KeyBank subsidiary) specializes in refinancing for healthcare professionals — doctors, dentists, nurses. Competitive rates and parent PLUS loan refinancing available.

SoFi

SoFi Personal Loan

This loan is best for borrowers looking for larger amounts, ranging from $5,000 to $100,000, without the burden of origination fees or prepayment penalties.

SoFi offers a flexible and competitive personal loan option, especially for those with good credit. Its no-fee structure and unemployment protection are noteworthy advantages.

Payoff

Payoff Debt Consolidation Loan

Borrowers with significant credit card debt who want a structured payoff plan

Payoff is exclusively for credit card debt payoff — they send funds directly to your credit card companies. The FICO score tracking and financial wellness tools are genuine value-adds.

myAutoloan

myAutoloan Auto Loan

Individuals with good credit looking for on auto loans between $8,000 and $100,000.

With rates as low as 3.99%, myAutoloan offers for borrowers looking to compare multiple lenders quickly. However, be aware of the maximum APR of 24.99%, which can be steep for those with lower credit scores.

Rocket Mortgage

Rocket Mortgage Review: America's Largest Lender

It's ideal for tech-savvy borrowers looking for a fast, fully digital mortgage application process.

Rocket Mortgage offers a streamlined digital experience for obtaining a mortgage, but may not be the best fit for everyone.

Splash Financial

Splash Financial Student Loan Refinance

Borrowers who want to compare multiple refinance offers without multiple applications

Splash Financial aggregates offers from multiple refinance lenders, so you can compare rates with one application. Strong for borrowers who want to shop efficiently.

Oportun

Oportun Personal Loans for Credit Building

This service is ideal for borrowers who are new to credit and need a manageable loan for personal expenses, ranging from $300 to $18,500.

Oportun offers accessible personal loans for those looking to build credit, with flexible terms and no credit history required.

LendingClub

LendingClub Debt Consolidation Loan

Best for borrowers with a credit score of at least 600 seeking fast approval and funding.

This loan is a quick solution for those needing to consolidate debt and pay off credit cards efficiently.

Wells Fargo

Wells Fargo Auto Loans

These loans are best for borrowers with good credit who want quick access to funds for purchasing a vehicle.

Wells Fargo Auto Loans are a solid option for existing customers looking for lower rates, but new borrowers may face higher APRs.

Better Mortgage

Better Mortgage Refinance

This service is ideal for homeowners looking to refinance without origination fees and with a quick online process.

Better Mortgage offers a streamlined refinancing process with competitive features. However, potential borrowers should verify terms carefully.

Earnest

Earnest Student Loan Refinance

This service is best for individuals with good credit looking for customizable repayment plans and the option to skip payments once a year.

Earnest offers flexible student loan refinancing options without fees, making it a solid choice for borrowers seeking control over their repayment terms.